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Toronto fourplex by Green Street Flats — 435 Grace Street, Little Italy

Toronto Fourplex Builder

Build a Fourplex That Maximizes Livability & Value

As-of-right in every Toronto neighbourhood. We design and build fourplexes with smart density, family-sized units, and strong rental returns — from feasibility to keys in hand.

As-of-Right in All of TorontoNo rezoning needed — build a fourplex on any residential lot
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Smart Density, Strong Returns

Toronto fourplexes are now as-of-right on every residential lot — no rezoning required. This means faster approvals, lower soft costs, and a clear path to rental income. Add a garden suite and you unlock CMHC MLI Select financing for even better returns.

As-of-right everywhere — build a fourplex in any Toronto neighbourhood without rezoning
Ideal entry point for multi-family investing with manageable complexity
Four revenue streams from a single residential lot
+1 opportunity — add a garden suite to hit 5 units and unlock CMHC MLI Select
435 Grace Street fourplex — Little Italy, Toronto

What Separates a Good Fourplex From a Great One

We've built enough fourplexes to know what makes the difference between a standard build and a high-performing asset.

01

Profitable & Efficient Layouts

Every fourplex unit designed for comfort with no wasted space — maximizing rental potential and long-term asset value.

02

Neighbourhood-Enhancing Design

Fourplex architecture crafted to reflect and elevate local character — a welcome addition to any Toronto street.

03

Lower Operating Costs

High-efficiency mechanical systems, quality insulation, and durable materials that reduce ongoing costs for fourplex owners.

04

Built to Endure

Construction quality and refined finishes that ensure your Toronto fourplex stands the test of time with minimal maintenance.

05

Streamlined Approvals

Expert navigation of Toronto's building permits and zoning — we handle codes and compliance from day one.

06

Tenant-Attracting Features

Private outdoor spaces, in-suite laundry, and modern finishes that attract and retain quality tenants at premium rents.

Toronto fourplex interior — modern kitchen with family-friendly design

Family-Sized Fourplex Units That Work

As parents ourselves, we understand what families actually need in a fourplex. Our units are designed with the daily realities of family life in mind — not just square footage, but thoughtful details that make a fourplex feel like home.

Stroller storage at unit entrances — no more hallway clutter
Soundproofing between floors so naptime stays quiet
Durable finishes that survive toddlers and still look great
In-suite laundry because late-night loads are reality
Private outdoor space for kids to play safely

Add a Garden Suite to Maximize Your Yield

A Toronto fourplex is great. A fourplex with a garden suite is better. Adding a fifth unit in the backyard unlocks better financing, stronger cash flow, and positions your property for long-term value growth.

Unlock CMHC MLI Select

5+ units qualifies your fourplex for CMHC MLI Select financing — lower rates and up to 50-year amortization for dramatically improved cash flow from day one.

Better Yields

Fifth unit revenue with minimal additional land cost — maximize return per square foot of lot

Built Simultaneously

Same trades, same timeline — building the garden suite alongside the fourplex saves time and money

Premium Rents

Detached garden suites command top-of-market rates — more total revenue from your fourplex property

Garden suite behind Toronto fourplex — 435 Grace Street laneway house
+1Unit Strategy

Fourplex FAQ: Building in Toronto

Since Toronto's zoning reform, fourplexes are permitted as-of-right on virtually every residential lot in the city. That means you can build a fourplex without rezoning, without a Committee of Adjustment hearing, and without the delays and costs that come with minor variance applications. For property owners and investors, this represents a once-in-a-generation opportunity to create density and rental income on land that was previously limited to single-family homes.

A well-designed Toronto fourplex typically includes four self-contained units across three storeys, each with private entrances, in-suite laundry, and outdoor space. Unit sizes range from one-bedroom to three-bedroom configurations depending on the lot and target tenant demographic. Our fourplexes are designed with family-sized units, durable finishes, and thoughtful details like stroller storage and soundproofing between floors.

When paired with a garden suite or laneway house, a fourplex reaches five total units — qualifying for CMHC MLI Select financing with up to 50-year amortization periods and interest rates below conventional mortgage products. This financing advantage alone can transform the economics of a fourplex project. We design every fourplex with the +1 garden suite strategy in mind so you can access MLI Select from day one.

Fourplex construction costs vary depending on lot conditions, unit sizes, and finishes, but as a low-rise wood-frame build, costs remain manageable compared to larger concrete multiplexes. We provide detailed cost estimates during our free consultation so you know exactly what to expect. The as-of-right approval path also significantly reduces soft costs compared to projects requiring rezoning or variances.

Green Street Flats has designed and built fourplexes across Toronto's most desirable neighbourhoods, from Little Italy and Seaton Village to Broadview North and the Annex. We handle every stage of the fourplex development process — from initial feasibility and architectural design through to building permits, construction, and final occupancy. Our fourplexes are designed with an owner's mindset: maximizing rental income, minimizing operating costs, and creating buildings that attract and retain quality tenants.

Toronto Fourplexes We've Built

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1258 Broadview Avenue fourplex — Broadview North, Toronto

Broadview North, Toronto

1258 Broadview Ave

4 Units + Garden Suite

435 Grace Street fourplex — Little Italy, Toronto

Little Italy, Toronto

435 Grace St

4 Units + Garden Suite

Let's Plan Your Toronto Fourplex

Whether you have a property in mind or are just exploring fourplex options, we're happy to have an honest conversation about what makes sense for your situation.

What to Expect

Free, no-pressure consultation
Honest assessment — even if we're not the right fit
Your ideas and plans stay completely yours
Response within 24 hours

Start the Conversation

Tell us about your fourplex project or property.